Privacy Policy

CAPITALIST CLUB LLC

PRIVACY POLICY

Effective Date: July 29, 2026

Capitalist Club LLC, a California limited liability company (“Capitalist Club,” “we,” “us,” or “our”), respects your privacy.

This Privacy Policy explains how we collect, use, disclose, retain, and protect personal information when you:

visit capitalistclub.org;
access members.capitalistclub.org;
create a Capitalist Club account;
purchase or use a membership;
purchase products or event admission;
attend an event or visit a Capitalist Club facility;
participate in matches, tournaments, contests, leaderboards, or CapRating activities;
post, comment, communicate, or interact through the Member Portal;
communicate with us by email, SMS, phone, forms, or customer support; or
otherwise use Capitalist Club services.

By using our services, you acknowledge the practices described in this Privacy Policy.

1. INFORMATION WE COLLECT

The personal information we collect depends on how you interact with Capitalist Club.

1.1 Identifiers and Contact Information

We may collect:

name;
email address;
telephone number;
mailing address;
billing address;
business name;
job title;
username;
account identifiers;
member or player number;
profile photograph; and
social-media or professional profile information you provide.

1.2 Account and Membership Information

We may collect:

membership tier;
membership status;
subscription status;
join date;
renewal or cancellation date;
membership benefits and entitlements;
event registrations;
guest information;
account preferences;
login and authentication records;
portal permissions;
staff or administrative roles; and
promotional, complimentary, legacy, or manually assigned membership access.

1.3 Transaction and Commercial Information

We may collect records concerning:

memberships purchased;
products or services purchased;
event registrations;
invoices;
payment status;
subscription status;
billing intervals;
cancellations;
refunds;
credits;
chargebacks;
promotional offers;
order history; and
customer-support activity.

Capitalist Club generally does not receive or store complete payment-card numbers when payments are processed through hosted services such as Stripe Checkout, the Stripe Customer Portal, Shopify, or another payment processor.

Payment processors may separately collect and process payment-card details, bank information, billing addresses, fraud-prevention information, and other transaction information under their own privacy policies.

1.4 Member Portal and Profile Information

We may collect information you provide through the Member Portal, including:

profile details;
biography;
interests;
business information;
photographs;
posts;
comments;
reactions;
reports;
event activity;
messages;
achievements;
community participation;
competition activity; and
other content you submit.

Some information you choose to include in your profile, posts, comments, leaderboards, or community activity may be visible to other Capitalist Club members.

1.5 CapRating, Match, and Competition Information

We may collect and maintain:

sports or game participation;
match results;
opponents;
scores;
wins and losses;
ratings;
rating changes;
handicap information;
leaderboard positions;
match history;
tournament results;
predictions;
achievements;
milestones;
disciplinary or correction records; and
related audit information.

This information may be submitted by you, another participant, Capitalist Club staff, an authorized administrator, or an approved system integration.

1.6 Event and Facility Information

We may collect:

event registrations;
attendance records;
check-in information;
waivers;
guest names;
facility-access records;
reservation information;
equipment bookings;
incident reports;
safety records;
prize eligibility;
identity verification; and
photographs or video recorded at events or facilities.

1.7 Communications

We may collect communications you send to us, including:

emails;
SMS messages;
support requests;
form submissions;
survey responses;
reviews;
phone-call notes;
complaint or dispute information; and
records of your communication preferences.

1.8 Device, Usage, and Internet Activity

When you use our websites or Member Portal, we and our service providers may automatically collect:

IP address;
browser type;
device type;
operating system;
referring page;
pages viewed;
links selected;
dates and times of access;
login activity;
session information;
approximate location derived from IP address;
cookie identifiers;
error logs;
security events; and
interactions with our websites, emails, or advertisements.

1.9 Cookies and Similar Technologies

We and our service providers may use cookies, pixels, local storage, software development kits, and similar technologies to:

keep you signed in;
remember preferences;
operate website features;
measure traffic;
understand usage;
improve performance;
prevent fraud;
maintain security; and
evaluate marketing effectiveness.

You may be able to control certain cookies through your browser settings or any cookie-preference tool we provide.

Blocking some cookies may affect website or Member Portal functionality.

1.10 Approximate Location

We may derive an approximate location, such as city, region, or country, from your IP address.

We do not intend to collect precise real-time location information unless a feature specifically requests it and you provide permission.

1.11 Photographs, Video, and Audio

We may collect photographs, video, voice, or other recordings when:

you upload them;
you participate in an event or activity being recorded;
you communicate with support using audio or video;
a match or contest is recorded for verification;
recordings are used for safety or security; or
you otherwise consent.

1.12 Information About Other People

If you provide information about a guest, employee, business representative, minor, teammate, opponent, or other person, you represent that you are authorized to provide that information.

1.13 Sensitive Personal Information

Depending on the circumstances, certain information may be considered sensitive under applicable law, such as:

account login credentials;
payment-account information processed by our payment providers;
precise location, if ever collected with permission;
government identification used for eligibility or prize verification; or
information concerning a minor.

Capitalist Club does not intend to use sensitive personal information to infer characteristics about individuals.

We use sensitive information only as reasonably necessary to provide services, process transactions, secure accounts, verify eligibility, comply with law, or for another purpose disclosed when collected.

2. SOURCES OF PERSONAL INFORMATION

We may collect personal information from:

you directly;
your use of our websites and Member Portal;
Capitalist Club staff;
other members or participants;
event registrations;
match or tournament administrators;
affiliated or partner businesses;
payment processors;
Shopify;
Stripe;
authentication providers;
hosting and database providers;
email and SMS providers;
analytics and advertising providers;
social-media platforms;
fraud-prevention and security providers;
public sources; and
other service providers acting on our behalf.

3. HOW WE USE PERSONAL INFORMATION

We may use personal information to:

3.1 Provide Membership and Services

create and manage accounts;
administer memberships;
provide membership benefits;
control Member Portal access;
provide facility access;
manage reservations;
register Members for events;
operate community features; and
deliver products and services.

3.2 Process Billing and Transactions

create checkout sessions;
process subscription enrollments;
maintain customer and subscription records;
receive payment-status information;
issue invoices;
administer renewals and cancellations;
process refunds or credits;
investigate billing disputes; and
detect potentially fraudulent transactions.

3.3 Administer CapRatings and Competitions

record matches and results;
calculate ratings;
display leaderboards;
maintain player records;
administer tournaments and challenges;
verify eligibility;
correct errors;
investigate manipulation or cheating;
issue prizes; and
preserve historical records.

3.4 Communicate With You

send receipts;
provide membership and account notices;
send event reminders;
provide billing and renewal notices;
confirm cancellations;
respond to support requests;
send security alerts;
communicate operational changes; and
provide marketing communications where permitted.

3.5 Operate and Improve Our Services

understand how services are used;
develop new features;
test and troubleshoot systems;
personalize content;
improve events and membership benefits;
analyze business performance; and
maintain internal records.

3.6 Safety, Security, and Fraud Prevention

authenticate users;
protect accounts;
monitor suspicious activity;
prevent unauthorized access;
investigate incidents;
enforce rules;
protect Members, guests, staff, property, and systems; and
preserve audit records.

3.7 Legal and Compliance Purposes

comply with laws and legal process;
respond to government requests;
maintain tax and accounting records;
enforce agreements;
investigate disputes;
establish or defend legal claims;
administer waivers;
verify prize eligibility; and
satisfy regulatory obligations.

3.8 Marketing and Promotions

Where permitted, we may use contact, purchase, event, membership, and interaction information to:

send promotions;
announce events;
recommend membership opportunities;
advertise Capitalist Club services;
measure campaign effectiveness; and
create audiences for advertising platforms.

You may opt out of marketing emails or SMS messages as described below.

4. AUTOMATED MEMBERSHIP AND ENTITLEMENT PROCESSING

Capitalist Club may use automated systems to synchronize billing and membership information.

For example, verified information from a payment processor may automatically:

activate paid membership benefits;
update subscription status;
apply a grace period;
record a scheduled cancellation;
revoke a paid entitlement at the end of service; or
determine the effective membership displayed in the Member Portal.

These systems administer contractual membership access and are not intended to make decisions concerning employment, lending, housing, insurance, healthcare, or another similarly significant legal or financial matter.

Capitalist Club staff may review and correct automated membership records when necessary.

5. SMS MESSAGING

5.1 Consent

When you affirmatively opt in to receive SMS messages, you consent to receive messages from Capitalist Club at the telephone number provided.

Consent to marketing SMS messages is not a condition of purchasing a membership, product, service, or event admission unless expressly permitted by law.

5.2 Types of Messages

Messages may include:

account communications;
event reminders;
registration updates;
membership notices;
support conversations;
operational alerts; and
promotional messages.

5.3 Frequency and Charges

Message frequency varies.

Message and data rates may apply depending on your mobile plan.

5.4 Opting Out

You may opt out of SMS messages at any time by replying:

STOP

You may receive a final confirmation message.

For assistance, reply:

HELP

or contact us at matt@capitalistclub.org.

5.5 Consent Records

We may maintain records of:

the telephone number;
consent language presented;
date and time of opt-in;
source of opt-in;
message history;
HELP requests;
opt-out requests; and
consent status.

5.6 Sharing Mobile Information

We do not sell mobile telephone numbers.

Mobile information and SMS consent records will not be shared with third parties for their own independent marketing purposes.

We may share information with service providers that help us transmit and administer messages, subject to appropriate restrictions.

6. EMAIL COMMUNICATIONS

We may send transactional emails concerning:

account activity;
purchases;
membership status;
billing;
security;
events;
policy changes; and
customer support.

You cannot opt out of communications that are reasonably necessary to administer an active account, membership, transaction, or legal obligation.

You may unsubscribe from marketing emails using the unsubscribe link contained in the message or by contacting us.

7. HOW WE DISCLOSE PERSONAL INFORMATION

We may disclose personal information to the following categories of recipients:

7.1 Payment and Commerce Providers

We may disclose information to providers that process:

memberships;
subscriptions;
payments;
invoices;
refunds;
orders;
taxes; and
fraud screening.

These providers may include Stripe, Shopify, payment gateways, and related financial-service providers.

7.2 Technology and Hosting Providers

We may use providers for:

website hosting;
cloud infrastructure;
databases;
authentication;
software development;
file storage;
security;
error monitoring;
analytics; and
backups.

These providers may include Vercel, Supabase, Clerk, Shopify, and similar services.

7.3 Communications Providers

We may disclose information to vendors that support:

email;
SMS;
forms;
customer relationship management;
notifications;
scheduling; and
customer support.

7.4 Event and Business Partners

We may share limited information with:

event venues;
caterers;
instructors;
tournament administrators;
sponsors;
photographers;
security providers;
check-in providers; and
participating business partners

when reasonably necessary to operate an event, provide a requested benefit, or fulfill a registration.

7.5 Other Members and the Public

Information you intentionally place in:

public profiles;
Member directories;
posts;
comments;
leaderboards;
match results;
achievements;
business listings; or
event activity

may be visible to other Members or, where clearly indicated, the public.

7.6 Professional Advisers

We may disclose information to attorneys, accountants, insurers, auditors, consultants, and other professional advisers when reasonably necessary.

7.7 Legal and Safety Disclosures

We may disclose personal information when we reasonably believe disclosure is necessary to:

comply with law;
respond to subpoenas, warrants, or court orders;
cooperate with lawful government requests;
protect safety;
prevent fraud;
investigate misconduct;
enforce agreements; or
protect Capitalist Club’s rights, property, systems, Members, staff, or guests.

7.8 Business Transfers

Personal information may be disclosed or transferred in connection with:

a merger;
acquisition;
financing;
reorganization;
bankruptcy;
sale of assets; or
transfer of all or part of the business.

8. SALE, SHARING, AND TARGETED ADVERTISING

Capitalist Club does not sell personal information for money.

We may use analytics, advertising, social-media, or marketing technologies that could be considered “sharing,” “targeted advertising,” or a “sale” under certain state privacy laws, even when no money is exchanged.

Where applicable, you may opt out through:

a “Your Privacy Choices” or similar link we provide;
an available cookie-preference tool;
a recognized opt-out preference signal, where legally required; or
an email request to matt@capitalistclub.org.

If Capitalist Club does not currently engage in activity legally defined as selling or sharing personal information, we may update this section if our practices change.

We do not knowingly sell or share the personal information of individuals under 16.

9. THIRD-PARTY PLATFORMS

Capitalist Club uses third-party platforms to operate portions of its services.

These may include:

Stripe for subscription billing and payment processing;
Shopify for commerce;
Clerk for account authentication;
Supabase for database and application services;
Vercel for website and application hosting;
email and SMS providers;
analytics platforms;
customer relationship management systems; and
social-media or advertising platforms.

Third-party providers may process information under their own privacy policies and legal obligations.

Capitalist Club is responsible for its own privacy practices, but it does not control all independent processing performed by third parties.

Shopify advises that merchants frequently use additional services such as apps, payment gateways, and sales channels and that merchants remain responsible for evaluating those services.

10. DATA RETENTION

We retain personal information only for as long as reasonably necessary for the purposes described in this Privacy Policy, including to:

provide services;
maintain membership and transaction records;
preserve CapRating and match history;
support account security;
resolve disputes;
enforce agreements;
maintain audit records;
comply with legal, accounting, tax, payment, and regulatory obligations; and
protect against fraud.

Retention periods vary depending on the type of information and the reason it was collected.

For example:

account and membership information may be retained while the account is active and for a reasonable period afterward;
transaction records may be retained as required for accounting, tax, fraud-prevention, and legal purposes;
webhook and audit records may be retained to protect billing integrity;
match and leaderboard history may be retained as an ongoing historical record;
marketing consent records may be retained to demonstrate consent and honor opt-outs; and
security logs may be retained for a limited period based on operational need.

We may retain anonymized or aggregated information that can no longer reasonably identify you.

Payment providers may retain transaction information independently to satisfy financial and regulatory requirements. Stripe notes that payment-service providers may be legally required to retain certain transaction records.

11. DATA SECURITY

We use reasonable administrative, technical, and physical safeguards designed to protect personal information.

These measures may include:

encryption in transit;
access controls;
authentication;
role-based permissions;
signed webhook verification;
credential management;
audit logging;
backups;
fraud monitoring;
service-provider controls; and
restricted administrative access.

No method of transmission, storage, or security is completely guaranteed.

You are responsible for maintaining the confidentiality of your account credentials and notifying us promptly of suspected unauthorized access.

12. YOUR PRIVACY RIGHTS

Depending on where you reside and whether an applicable privacy law applies to Capitalist Club, you may have the right to:

know whether we process your personal information;
request the categories of information we collect;
request the specific pieces of personal information we maintain;
request the sources and purposes of collection;
request information about categories of recipients;
access or receive a copy of your information;
correct inaccurate information;
request deletion;
opt out of sale or sharing;
opt out of targeted advertising;
limit certain uses of sensitive personal information;
withdraw consent where processing is based on consent;
appeal a denied privacy request; and
receive equal service without unlawful discrimination for exercising privacy rights.

These rights are subject to exceptions and limitations under applicable law.

For example, we may retain information needed to:

complete a transaction;
maintain security;
detect fraud;
preserve match integrity;
comply with law;
maintain financial records;
exercise legal rights; or
fulfill another lawful exception.

California’s privacy framework includes rights to know, delete, correct, opt out of sale or sharing, limit certain uses of sensitive personal information, and avoid discrimination for exercising applicable rights.

13. HOW TO SUBMIT A PRIVACY REQUEST

You may submit a privacy request by contacting:

Email: matt@capitalistclub.org
Mail: Capitalist Club LLC, 3001 Red Hill Ave, Suite 2-109, Costa Mesa, CA 92626

Please include enough information for us to understand and respond to your request.

We may need to verify your identity before completing certain requests.

Verification may require matching information you provide with information already maintained in our records.

We will use information submitted for verification only to verify and process the request.

You may use an authorized agent where permitted by law. We may request evidence of the agent’s authority and may need to verify your identity directly.

We will respond within the timeframe required by applicable law.

14. NONDISCRIMINATION

We will not unlawfully discriminate against you for exercising an applicable privacy right.

This means we will not unlawfully:

deny goods or services;
charge a different price;
provide a different level of service; or
retaliate against you

because you submitted a valid privacy request.

This does not prevent us from offering a legally permitted loyalty, membership, promotional, or financial-incentive program whose terms are separately disclosed.

15. CHILDREN’S PRIVACY

Capitalist Club’s general membership and account services are intended for adults.

We do not knowingly collect personal information online from children under 13 without legally required parental consent.

Minors may attend certain approved events or activities with a parent, guardian, or authorized adult.

In those circumstances, we may collect limited information reasonably necessary for:

registration;
safety;
supervision;
waivers;
emergency contact;
eligibility; or
legal compliance.

A parent or guardian who believes a child has submitted personal information without authorization may contact us at matt@capitalistclub.org.

16. PHOTOGRAPHS AND EVENT RECORDINGS

Capitalist Club may photograph, film, or record events, contests, activities, and common areas for:

marketing;
social media;
event recaps;
livestreams;
security;
match verification;
archival purposes; and
operational records.

Where reasonably possible, we will provide notice that recording is occurring.

You may contact us before an event if you wish to request that your identifiable image not be used for promotional purposes.

We will make reasonable efforts to honor advance requests but cannot guarantee exclusion from incidental crowd, background, security, or livestream footage.

17. EXTERNAL LINKS

Our websites and Member Portal may link to websites or services operated by other organizations.

We are not responsible for the privacy, security, content, or practices of third-party websites.

You should review the privacy policy of any third-party service you use.

18. INTERNATIONAL USERS

Capitalist Club is based in the United States.

If you access our services from outside the United States, your information may be transferred to, stored in, and processed in the United States or other countries where our service providers operate.

Those jurisdictions may have different privacy laws than your location.

19. CHANGES TO THIS PRIVACY POLICY

We may update this Privacy Policy to reflect changes in:

our services;
technology;
providers;
legal requirements;
security practices; or
business operations.

The revised policy will be posted with an updated effective date.

When required by law, we will provide additional notice or obtain consent.

20. CONTACT US

For privacy questions, requests, complaints, or concerns, contact:

Capitalist Club LLC
Website: https://capitalistclub.org
Member Portal: https://members.capitalistclub.org
Email: matt@capitalistclub.org
Mailing Address:
3001 Red Hill Ave, Suite 2-109
Costa Mesa, CA 92626